Westhill Consulting – Car Insurance Tips to Help You Buy Smarter
It doesn’t have to be intimidating; buying auto insurance doesn’t have to be stressful. There are many options to customize your policy needs base on your budget. If you are knowledgeable with some basic information you can make smarter insurance decisions. These car insurance tips can help you trim down choices and save time and money.
- · Make sure you’re legally covered
From
state to state, requirements of car insurance vary but one thing is the same
virtually everywhere in the U.S. and it is if you drive a car, you’re required
to have some form of car insurance or proof of financial responsibility. There are more than few factors such as your
driving record and insurance history, may affect your policy rates. You may begin here to find the minimum requirements
for your state.
- · Understand your insurance options
Car
insurance can sometimes be a bit confusing sometimes; it can be complicated to
look at because of many choices available to protect you and your car. For you to understand basics, there are nationwide
offers such as the following the difference between collision and
comprehensive, before you call an agent or get a quote online.
·
Get
at least three quotes
It
will help if you get quotes from at least three insurance companies you compare
price and service options. It is
necessary that you request the same coverage from each to get an
apples-to-apples comparison. Rates may
differ from one company to another.
Remember that not because it is the lowest it is the best because the
lowest priced insurance may not give you all the coverage you need. Check for every detail, look at
price, amount of coverage, benefits and claims services before you make your
decision.
- · Take advantage of discounts
This
may surprise you, a number of discounts available to lower you for auto
insurance rates. An example is if you
insure multiple vehicles with Nationwide or stay with us for at least five
years, you may receive substantial savings.
You have to ask about these and other auto insurance discounts when you
shop for a policy.
·
Look
for extra help when you need it
Nationwide
tenders extra products and services for purchase to give the drivers in your
family even additional protection.
Ø
Accident
Forgiveness –With this optional coverage, Nationwide will not raise your auto
insurance rates following your first at-fault automobile accident.
Ø
Roadside
Assistance – Nationwide Roadside Assistance coverage is available in two
different levels, Basic and Plus, so you can choose the one that works best
with your budget. Get covered for fuel delivery, lockout service, jump-starts
and more.
Ø
Loss
of use – If you can’t drive your car due to a covered loss, this coverage helps
pay for a rental car or other transportation expenses so you can get back on
the road.
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